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Rates from 5.99% APR with approved credit
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APR: Loan terms and rates
Representative Example
| Loan Amount | Interest Rate | APR (%) | Term | Monthly Payment | Payments | Total |
|---|---|---|---|---|---|---|
| $1,000 | 26% | 29.33% | 12 | $95.53 | 12 | $1,146.36 |
| $3,000 | 18% | 19.56% | 24 | $149.77 | 24 | $3,594.54 |
| $5,000 | 16% | 17.23% | 24 | $244.82 | 24 | $5,875.57 |
Important Information:
- APR (Annual Percentage Rate) includes interest and fees
- Rates shown are for illustrative purposes only
- Your actual rate depends on credit score, income, and other factors
- All loans subject to approval and verification
Important Notice:
https://flexloans.co ("this Website") does not function as a lender or a broker, nor does it directly offer or solicit loans. The Website serves solely as a connection platform, where your information is collected and shared with participating lenders in our network. We do not make credit decisions, promote specific financial products, or charge you any fees for using this service.
Loan amounts offered typically range between $500 and $35,000, though not all applicants will qualify for the maximum amount. Completing a form on this Website does not guarantee loan approval. Transfer of funds is subject to the lender's process and your bank's timelines. In certain cases, additional steps, such as submitting documentation by fax, may be necessary.
Short-term loans are designed to help with immediate, temporary financial needs, and should not be used as a long-term financial solution. Loan options and lender participation may not be available in every state. Lenders may conduct credit checks with the major credit bureaus (Experian, Equifax, TransUnion) or alternative credit reporting agencies.
By submitting your details, you agree that your information may be shared with lenders or third-party partners, and that these parties may request consumer reports to evaluate your credit profile.
***) Annual Percentage Rates (APR) start from 5.99% up to a maximum of 35.99%. Personal loans have a 91-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Advertiser Disclosure
FlexLoans works with advertisers who compensate us in exchange for the placement of their products or services on our website. This allows us to bring you quality content, competitive rates, and useful tools at no cost to you. This compensation may influence how, where, and in what order products or services appear on this website. Although we partner with a wide range of financial service providers, this does not represent every financial service or product available to you.
Requested Loan Amount Disclosure
You may be presented with a loan amount from our Network Partner that is higher or lower than the amount you originally requested.
AI-Enhanced Probability
The percentage displayed is determined by a combination of factors, including but not limited to: the time and date of your submission, available lenders or offers, how frequently you've applied, and whether you're a first-time applicant. Each submission is reviewed on a case-by-case basis. AI models are used to improve the accuracy of this percentage. Please note that the percentage may decrease significantly if you've submitted multiple times within the past 30 days.
Advertiser Headline Disclosures
We Accept Everyone
FlexLoans considers all loan requests. By using our services, you gain access to our network of lenders and/or financial service providers.
No Credit Check
"No credit check" refers to hard inquiries. FlexLoans may perform a soft credit check to evaluate your credit profile. This does not affect your credit score. Individual lenders or service providers may run a hard inquiry either before or after you accept their offer.
Presently, Fair Isaac Corporation (provider of the FICO score) allows mortgage and auto loan inquiries within the past 30 days to be ignored. Additionally, multiple inquiries within a 14-day window for a mortgage, home equity loan, or auto loan are treated as a single inquiry. However, if you are applying for a personal loan or credit card, each inquiry is treated separately.
We Accept Everyone's Credit
FlexLoans accepts and considers all credit types. Using our platform gives you access to a wide network of lenders and/or financial service providers.
Same Day Deposit/Cash
Upon approval, funds may be deposited in your account the same day. Timing can depend on your bank's processing policies, whether you have an existing account, and/or if you're issued a debit card by the lender.
Paid in 5 Minutes
Some lenders may provide loan decisions within minutes. Actual deposit time may depend on your bank, existing accounts, or the lender's card issuance policies.
Paid Same Day
Approved funds may be received the same day, depending on bank procedures and other factors such as lender-issued debit cards.
Instant Cash Deposit
In select cases, lenders may deposit funds the same day of approval. The exact timing varies depending on bank policies and account status.
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